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Cash App Fee Calculator

Estimate Cash App fees for instant deposits, business payments, and Bitcoin withdrawals

Input
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Output

Output will appear here...

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What is Cash App Fee Calculator

Last reviewed:

Cash App Fee Calculator estimates the fees Cash App charges for common transactions: instant deposits (1.5%), business payments (2.75%), and Bitcoin withdrawals (~1.5%).

Standard deposits to your linked bank and peer-to-peer USD transfers remain free.

Why use it

  • Pre-calculate the net amount your recipient receives.
  • Compare business vs personal payment costs.
  • Decide whether an instant deposit is worth it.
  • Estimate fees on Bitcoin cashouts.
  • Document transaction costs in accounting notes.

Features

  • Instant deposit (1.5%) with 25¢ floor
  • Business payment (2.75%)
  • Bitcoin withdrawal (~1.5%)
  • Standard deposits & peer transfers flagged free
  • Cash App Fee is handled entirely in-browser

How to use Cash App Fee Calculator

  1. Enter the amount. Type the dollar amount (e.g. $250.50).
  2. Click Run. The calculator returns fee and net amounts for each scenario.
  3. Copy breakdown. Share the figures with your recipient or accountant.

Example (before/after)

Amount

$100

Breakdown

Amount sent:                $100.00

Instant deposit (1.5%):      $1.50  — net $98.50
Business payment (2.75%):    $2.75  — net $97.25
Bitcoin withdrawal (~1.5%):  $1.50  — net $98.50

Standard deposit (1–3 business days): free
Peer-to-peer USD transfer:             free

Common errors

Minimum instant fee

Instant deposits have a 25¢ minimum.

Fix: This calculator enforces the 25¢ floor.

Changing rates

Cash App fees can change.

Fix: Double-check current fees on Cash App's official support page.

FAQ

Are these fees official?

They reflect published Cash App fees at the time of review. Verify with Cash App for the most recent figures.

Is there a minimum instant fee?

Yes — 25¢ is the minimum for instant deposits.

Are peer payments free?

Standard peer-to-peer USD transfers are free when funded from a linked bank or Cash App balance.

Do business payments differ?

Yes — Cash App charges 2.75% on payments identified as business.

Is input uploaded?

No — calculations run in your browser.